Tell me about the trade you want to finance — amount, supplier country, relationship history, any FX or working capital concerns. I'll recommend a payment instrument, price the alternatives, and flag the FX or AR risks. Examples below.
Finance Agent · Payment terms · LC · FX · Working capital
Talk to the finance specialist.
I compare payment instruments (TT / D/P / LC / OA), price LCs all-in with confirmation and discrepancy charges, hedge FX exposure across 7 currency pairs, diagnose your cash conversion cycle, and size trade-credit insurance. Numbers come from a deterministic banking-partner benchmark — refreshed quarterly.
The Finance Agent runs deterministic banking benchmarks — payment-instrument cost tables, LC fee structures (PL/DACH bank rate cards), FX volatility and forward premium for major Asia-Europe pairs, working-capital cycle math. Above €100,000 with a commercial commitment in flight, the agent escalates to a human banking-partner introduction (Pekao, Santander PL, mBank Korporacyjny, Deutsche Bank, Commerzbank). Defer regulatory questions to the Compliance Agent and physical-shipment questions to the Logistics Agent.